Terms of Service

1. Acceptance of terms

By accessing or using the Smartbroker AG website (smartbroker-holding.ltd), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the site.

2. Nature of the service

Smartbroker AG operates a financial media and educational website. We publish articles, guides, glossaries and research notes about financial markets, investment concepts and platforms. The site is provided free of charge and does not require registration or payment to access.

3. No investment advice

Nothing on this site constitutes personal financial, investment, legal or tax advice, nor a recommendation or solicitation to buy, sell or hold any security, instrument or financial product. Content is general in nature and does not take into account your individual circumstances, objectives or risk tolerance. Always consult a licensed, independent professional before making financial decisions.

4. No paid or brokerage services

Smartbroker AG does not offer brokerage, trading, custody, portfolio management or any paid advisory service. We do not open accounts, execute transactions, or handle client funds or assets. Any reference to third-party platforms, brokers or exchanges is descriptive and educational only and does not constitute an endorsement.

5. Accuracy of content

We take reasonable care to keep our content accurate and current, and we disclose sources and publication dates. However, financial markets change quickly, and we do not guarantee that any information on the site is complete, accurate or up to date at the time you read it. Figures presented as illustrative examples are not live market data.

6. Intellectual property

Unless otherwise indicated, the text, graphics, logos and design of this site are the property of Smartbroker AG or its licensors and are protected by copyright and other intellectual property laws. You may view and share content for personal, non-commercial use, but may not reproduce, republish or redistribute substantial portions without our prior written consent.

7. Acceptable use

You agree not to use the site to: violate any applicable law; attempt to gain unauthorised access to our systems; scrape or harvest content at scale without permission; introduce malicious code; or interfere with the normal operation of the site.

8. Third-party links

Our content may link to third-party websites, including brokers, exchanges or data providers, for reference. We do not control and are not responsible for the content, accuracy, or practices of third-party sites, and inclusion of a link does not imply endorsement.

9. Limitation of liability

To the fullest extent permitted by applicable law, Smartbroker AG shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or reliance on, this site or its content, including any financial loss resulting from decisions made based on information published here.

10. Indemnity

You agree to indemnify and hold Smartbroker AG harmless from any claims, damages or expenses arising from your misuse of the site or violation of these terms.

11. Governing law

These terms are governed by the laws of the Federal Republic of Germany, without regard to conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of the courts of Berlin, Germany, to the extent permitted by applicable law.

12. Changes to these terms

We may revise these Terms of Service from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms. The "Last updated" date above reflects the most recent revision.

13. Contact

Questions about these terms can be sent to Smartbroker AG, Ritterstraße 11, 10969 Berlin, Deutschland, or by email at support@smartbroker-holding.ltd.